HOLIDAY NOW, PAY LATER WITH 12 MONTHS INTEREST-FREE+
With our 12 month Interest-Free Holidays+, you can book your perfect holiday today with one of our holiday experts and pay it off with easy Interest-Free+ repayments over 12 months! Whether you’re planning an easy getaway to sunny Queensland, a family escape to the Aloha State, an irresistible European cruise, the touring package of a lifetime, a trip to blissful Bali, or a tropical Fijian honeymoon, we have everything you need to make your travel dreams come true.
Need a worry-free break? Book your dream holiday now.
TERMS & CONDITIONS
+Interest-Free: For approved new applicants and existing humm90 Mastercard holders on travel bookings over $400 an purchased via a consultant only.
Annual fee of $99 applies, charged initially on account opening, but from 1 October 2024 onwards annual fees will be replaced with 12 monthly fees of $9.95.
If the customer does not meet the Interest Free Criteria during the Interest Free Period (defined below), the credit providers’ annual percentage interest rate at that time shall apply to the annual fee from the time it is first debited from the humm90 credit account, as well as any balance owing on the humm90 credit account.
To meet the Interest Free Criteria, the customer must pay by the due date shown in the humm90 account statement all of the following:
- Overdue and overlimit amounts shown on the previous statement of account;
- Transactions, fees and charges for which the Interest Free Period expired in that or previous statement periods;
- Interest debited to the humm90 credit account during that or previous statement periods;
- Adjustments made to the account in the previous statement period (if any); and
- Instalment repayments due during that statement period (if any).
A minimum monthly repayment is required to meet the Interest Free Criteria. The minimum monthly repayment is no less than 3.00% of the balance owing on the humm90 credit account at the date of the monthly statement or $30.00 (whichever is the greater).
Late payment fees and other charges, terms and conditions apply from the expiry of the Interest Free Period. Interest (charged at humm90’s Expired Promotional Rate) will be payable on outstanding balances at the expiry of the Interest Free Period. Refer to 
humm90 Interest Free Shopping & Interest Free Credit Card Australia for current interest rates.
The Interest Free Period commences on the day the transaction is debited to the humm90 credit account and will end on the first statement due date, being the expiry of the period within which humm90 have agreed that they will not charge interest.
The Expired Promotional Rate means the reference rate specified in the schedule produced by humm90. As of 23 July 2024, the credit providers’ annual percentage interest rate is 26.49%, but this is subject to change.
Mastercard and the circles design are trademarks of Mastercard International Incorporated.